flooded house

Welcome to Federal Flood Hazard Research. Established in 1991, Federal Flood provides flood hazard determinations and other related services in Puerto Rico and the US Virgin Islands for the mortgage industry, real estate development companies, insurance companies and agents, and individual homeowners.

Federal Flood Hazard Research is a partner in the National Flood Insurance Program. Its primary function is to serve banking institutions as an outsourced compliance unit with regards to federal regulations imposed by the National Flood Insurance Reform Act of 1994 and other federal and state laws.

You may fill out a form requesting an a flood zone determination and you will receive a reply from us at the earliest possible convenience. NOTE: Requesting a flood zone determination requires a client code. If you do not have a client code you may request one by filling out the form located here.